Policy and privacy – Disclamation - RestRealty

Disclosures

Key Risks

Regulatory Disclosure

Rest Realty Limited is registered with the Corporate Affairs Commissions as a Nigerian Entity. Rest is also Certified by the Special Control Unit Against Money Laundering (SCMUL) with the provisions of section 5 (1) (a) and (4) of the Money Laundering (Prohibition) Act 2011.
Rest offers a digital platform that automates fractional real estate investments, accessible via both web and mobile apps.

RISK WARNING

Investments in property and unlisted shares carry a risk. Your capital may be at risk and you may not receive the anticipated returns. Using credit or borrowed monies to invest on Rest Realty carries a greater risk as even if your investment declines in value or is not repaid, you will still need to meet your repayment obligations.

Investment Risk Warnings

Rest Realty does not remove any of the risks that you may experience should you acquire a residential property directly and outright (i.e. without a mortgage). Some additional risks are introduced by virtue of shared ownership and the timing of your exit. We encourage you to diversify your Rest realty investments across multiple properties to safeguard against excessive exposure to any one property that could incur issues such as tenant default or a problem specific to that property that impacts valuation.

Variable Income

Whilst Rest provides gross rental income and asset appreciation estimates based on information from third parties, these are not guaranteed. It may be that lower rents are secured, or assets developments are delayed. Furthermore, rental income could cease completely for certain periods. In the event of a tenant failing to meet its obligations to the owner of the property, investors will experience a fall in the cash receipts and cash available for distribution to them. From time to time, vacancies can be expected to arise in the operation of real estate assets. In some cases, sizable vacancies may mean there is less cash available for distribution to investors.

The value of your Real estate investment can go down as well as up and historic performance is not a guide to future performance. Achievement of rental and capital returns will depend on a range of factors including the property asset as well as the wider economy. A fall in the value of your investment may be due to a number of reasons, such as a fall in the underlying value of the property or a problem with the property that will need to be funded from future rental income.
Real estate investments can perform in a cyclical way, and values may increase or decrease accordingly. Economic, political and legal issues can affect values as they would other asset classes. In some cases, there may be government restrictions on the sale of a property to foreign owners, which may restrict the range of potential buyers. Any future downturn in the real estate market could materially adversely affect the value of the property resulting in partial or complete loss and income generated from a property investment. Investors are to individually assess and establish their level of comfort with this risk from the outset. If for any reason the operator ceases to carry on its business, investors may lose their capital money, incur costs or experience delays in the investment being wound up.